Started January 2 2013

Thursday, 28 February 2013

Negative interest rates

News Bites
Hmmm, yes, this was the first thing i heard on the news at 6.30 this morning. Did I hear it right? Yes I did

The latest government/banking plan, is to impose negative interest rates

And yes, that does really mean that if you put £100 in a savings account, then one year later, they will give you back £98, !

So, the lender pays the bank £2 for looking after their money

The good news is, this refers to banks, not to the general public like you and me

The bigger picture is, the UK Banks store most of their cash with the Bank of England, on which the B of E pays them interest.

This new idea is to discourage them from doing this, and instead, to lend it to you and me, for mortgages etc.

The bad news is, the 2% they have to pay, to have their money stored, will be paid for by us, in higher interest rates and lower savings rates



Trainer Talk
Finished our action packed 2-day catch up yesterday with some great test results.

Today I will be preparing for next weeks Front Line Manager Technical Programme



Thought for the day
Knowledge is knowing a tomato is a fruit. Wisdom is not putting it in a fruit salad




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